90 days, no payments?

Light years ahead of other banks.

Logix Vehicle Loans may give you up to 125% financing and no payments for 90 days!**

New Vehicle Loans

New Vehicle Loans

You've finally found your perfect car - but that's no reason to pay extra for it! Save yourself some cash, and get a super low APR. Don't pay anything for 90 days!

Low monthly payments
Free Auto Expert assistance

Used Vehicle Loans

When you're ready to buy, we're ready to help. Get interest rates as low as APR and finance up to 125% of your car's value, including tax, license, and extended warranty.

No down payment
90-day payment break
Used Vehicle Loans
Electric Vehicle Loans

Electric Vehicle Loans

Finance your Tesla, Fisker, Rivian, Lucid Motors, or legacy brand electric vehicle with Logix and enjoy low rates and flexible payment terms. Logix has the right relationships and processes in place to make financing a new or used electric vehicle easier!

Recreational Vehicle Loans

Get out on the highway for some adventuring! Logix has fantastic rates for your new RV or camper.

Powersports Vehicle Loans

Bank Smarter, play harder! Whether you want to hit the open road or ride the waves, Logix has the smartest rates!

Get a Lower Rate on Your Existing Car Loan

Enjoy lower monthly payments, flexible loan terms, and no additional costs or pre-payment penalties by refinancing your auto loan with Logix.

Auto Refinancing Loans

Let us take the current auto loan you have financed elsewhere, lower the rate, and shrink your monthly payment to a more affordable size! Applying is easy. You can apply online and lock in your savings.

Auto Refinance Loans
Auto Refinance Loans

Lease Buyout Loans

Release that lease and feel the freedom of owning one of your most important assets! When you get out of a lease and into a loan with Logix, it means you can put an official end date to car payments and a beginning date to... whatever else you'll buy with that cash!

Ready to get driving?

Apply online in minutes or let one of our friendly Loan Officers help you! We'll find the right loan for you and guide you through the application process.

Apply Online

Apply online for a vehicle loan with us in a couple of minutes. It's really that simple!

Find the Nearest Branch

Let's meet up to talk about your needs. We're just around the corner!

What are members saying?

Our Auto Expert Service***

We make it easy with Auto Expert, your car buying advice and assistance service.
No fees, no obligations.

Auto Expert

How does Auto Expert work?

Auto Expert is a convenient and hassle-free service dedicated to saving Logix members a lot of time and money when buying a car. You’ll save time because you don’t have to hunt down the car you want and haggle with a dealer. And you’ll save money, an average of $1,900, through our volume discount pricing. Plus, when you're a Logix member, there is absolutely no fee to use this service.

Other Services to Help You
Save Money on Your Car Loan

 
Calculators

Calculate your monthly payments, see if you can lower them, find out if you should refinance, and more!

 
Refinancing

Pay less for the car you already own! Start saving money today with our low rates.

 
Auto Insurance

We can help you compare rates and features from 40-top rated insurance companies - all for free!


Frequently Asked Questions

How do I apply for an auto loan?

You can apply for an auto loan online, by phone, or in person at any branch. Logix membership is required.

What credit score do I need to get an auto loan?

The credit score you need will depend on the amount of the loan, the term of the loan, and other factors. Contact us to speak with an expert today!

What are the loan terms offered?

We offer a variety of flexible and competitive terms to suit your needs. Click here to learn more.

What are the benefits of getting a vehicle loan from Logix?

Our vehicle loans offer competitive rates, free auto expert assistance***, flexible loan terms, and more!

How can I pay off my loan?

You can pay off your loan in person at one of our branches, through Online Banking, by phone, or by mail:

Consumer Loan Operations
P.O. Box 4070
Castaic, CA 91310
Attn: Payoff Department

What types of vehicles can I finance?

We offer auto loans for new and used cars, electric vehicles, RV or campers, and powersport vehicles.

* New Vehicle Loans - As low as APR (Annual Percentage Rate) is our best auto loan rate on approved credit and up to 125% financing on New Vehicle purchases and refinances from another institution, for a maximum 24-month term, and includes a 1% discount for Automatic Payment (AutoPay). Rate subject to increase if AutoPay is discontinued. Monthly payments at APR for a 24-month term are estimated at per $1,000 borrowed. “New Vehicle” means the current and prior model year with less than 10,000 miles.

Used Vehicle Loans - As low as APR (Annual Percentage Rate) is our best auto loan rate on approved credit and up to 125% financing on Used Vehicle purchases and refinances from another institution, for a maximum 24-month term, and includes a 1% discount for Automatic Payment (AutoPay). Rate subject to increase if AutoPay is discontinued. Monthly payments at APR for a 24-month term are estimated at per $1,000 borrowed. “Used Vehicle” means the current and prior model year with 10,000 or more miles, and any earlier (older) model regardless of mileage. This offer may be valid for private party (person-to-person) purchases. “Classic Cars” are subject to additional restrictions.

Advertised rates and financing are based on creditworthiness and may not be available to all recipients; other conditions may apply. Refinance of existing Logix loans excluded from this offer unless you take a $5,000 cash out (must meet our loan-to‐value requirements) or pay a $249 fee. Actual interest rate offered may be higher and a down payment may be required depending on applicant’s credit rating and other underwriting factors. Additional rate and financing conditions apply for new and used auto and truck loans $200,000 and greater. In some instances, Logix may require borrowers to purchase Guaranteed Auto Protection on new and used auto loans. Maximum 17.99% APR.

Logix finances vehicles purchased through franchised dealerships only (those affiliated with a major brand such as Ford, Chevy or Toyota). Auto loans are available only in AZ, CA, DC, MA, MD, ME, NH, NV and VA. Logix membership required. Rates accurate as of and are subject to change.

** Qualified borrowers may elect to defer the first payment due date for up to 90 days from loan funding date, subject to credit approval; interest will accrue during the 90-day payment deferral period.

*** Logix Federal Credit Union is not affiliated with Auto Expert, and is a separate entity.