Certificates - Regular, Jumbo, and IRA Certificates

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Promotional Certificates

$1,000 minimum required to open a 13-Month Promo Certificate
Dividends may be withdrawn without penalty
Dividends are earned daily and compounded monthly
Early withdrawal penalty applies

$1,000 minimum required to open a 13-Month Promo Certificate
Dividends may be withdrawn without penalty
Dividends are earned daily and compounded monthly
Early withdrawal penalty applies

13 Month

4.00%

12-Month Flex Certificate^†

$1,000 minimum opening deposit
Early withdrawal penalty applies
New money only

$1,000 minimum opening deposit
Early withdrawal penalty applies
New money only

12 Month

3.10%

3.20%

3.30%

3.75%

12-Month Bump Rate Certificate^†

$5,000 minimum opening deposit
Early withdrawal penalty applies

$5,000 minimum opening deposit
Early withdrawal penalty applies

12 Month

3.10%

3.20%

3.30%

3.75%

Regular Certificates & Regular IRA Certificates

The APY is based on your Relationship Rewards Tier at the time the Certificate is opened
$1,000 minimum required to open a Certificate
$500 minimum required to open an Education IRA Certificate
Early withdrawal penalty applies

The APY is based on your Relationship Rewards Tier at the time the Certificate is opened
$1,000 minimum required to open a Certificate
$500 minimum required to open an Education IRA Certificate
Early withdrawal penalty applies

Compare Competitor's Rates

91 Day

2.20%

2.30%

2.40%

2.85%

6 Month

2.20%

2.65%

2.75%

3.20%

12 Month

3.25%

3.35%

3.45%

3.90%

18 Month

3.25%

3.35%

3.45%

3.90%

24 Month

3.25%

3.35%

3.45%

3.90%

36 Month

3.25%

3.35%

3.45%

3.90%

48 Month

3.25%

3.35%

3.45%

3.90%

60 Month

3.25%

3.35%

3.45%

3.90%

Compare Competitor's Rates

Jumbo Certificates & Jumbo IRA Certificates

The APY is based on your Relationship Rewards Tier at the time the Certificate is Opened
$100,000 Minimum Required to Open Certificate
Early withdrawal penalty applies

The APY is based on your Relationship Rewards Tier at the time the Certificate is Opened
$100,000 Minimum Required to Open Certificate
Early withdrawal penalty applies

Compare Competitor's Rates

91 Day

2.30%

2.40%

2.50%

2.95%

6 Month

2.30%

2.75%

2.85%

3.30%

12 Month

3.35%

3.45%

3.55%

4.00%

18 Month

3.35%

3.45%

3.55%

4.00%

24 Month

3.35%

3.45%

3.55%

4.00%

36 Month

3.35%

3.45%

3.55%

4.00%

48 Month

3.35%

3.45%

3.55%

4.00%

60 Month

3.35%

3.45%

3.55%

4.00%

Compare Competitor's Rates

Additional Disclosures

APY means Annual Percentage Yield.

^† Bump Rate Certificate ($5,000 minimum to open) allows you to increase your rate/yield one time during your term if our current offering rate is greater than the rate you are earning on your account. Flex Certificate initial deposit and optional additional deposit must be "new money" ("new money" defined as money not currently on deposit with Logix Federal Credit Union). Flex Certificate allows one additional deposit at any time during the first 11 months of the term of the account and one (1) withdrawal of up to 25% of the then current balance at any time during the term without penalty; minimum $1,000 balance must be maintained to avoid account closure. Flex and Bump Rate Certificates cannot be opened as IRA accounts.

Waiver of certificate early withdrawal penalty: Logix will waive your early withdrawal penalty if you decide you want to invest funds from your Certificate in the market. Restrictions apply. Click here for details.

Rates Effective January 10, 2025 through January 16, 2025 and are subject to change.

For more information, please call 800-328-5328.