APR means Annual Percentage Rate.

Current Variable APR "As Low As" rates stated above are our best rates based on creditworthiness, credit score, and maximum combined loan-to-value. The rate is variable, is subject to change monthly, and may increase after consummation. Maximum APR 18%. Loan Term is 15 years. Minimum interest-only monthly payment results in a Balloon payment at maturity. Minimum credit limit is $25,000; Maximum $500,000. Property Insurance and a lien is required on the subject property. No closing costs if credit limit is $250,000 or less and HELOC is not closed within the first 36 months. Additional state-related taxes and fees may apply. Consult your tax advisor regarding deductibility of interest.

The PrimeLine Variable-Rate Home Equity Line of Credit is available only on owner-occupied property located in CA, MD, NV, NH, VA, MA or ME.

*The Introductory Annual Percentage Rate (APR) of 5.99% is for new Home Equity Lines of Credit only and is for the first twelve (12) months. After the introductory rate expires, balances will be charged at the variable APR based upon the Prime rate, as published by the Federal Reserve, plus a margin. The APR will never be higher than 18%. The Introductory rate applies to borrowers with credit scores of 640 or higher, max CLTV 75-80% (dependent on credit qualification), and owner-occupied single-family residences. Not all applicants will qualify. Logix Federal Credit Union reserves the right to modify or end this offer at any time. Additional terms and conditions may apply. Subject to credit approval.

Prime Rate Index 7.50%

APR means Annual Percentage Rate. APRs listed are our best rates based upon creditworthiness and the disclosed combined loan-to-value (CLTV); applicant's rate may be higher depending on credit rating and LTV, and other underwriting factors. Applicant to pay all fees on fixed-rate second mortgages. Attorneys' fees apply in some states. APRs are calculated using a $50,000 loan amount and monthly repayment schedule. PMI is not required. Minimum credit limit/loan amount is $25,000; maximum is $500,000. Mortgage rates listed apply only in certain conditions. Loan rates depend on several factors/assumptions. A loan's final rate will depend on financial market conditions, specific characteristics of the loan transaction and applicant's credit profile up to the time of closing. Home Equity Loans are available in CA, MD, NV, NH, VA, MA, ME, AZ and Washington DC only. Loans between 75.01% to 80% CLTV add 0.50% to rate.

Monthly payment examples:
$25,000 at 7.25% for 5 years is $497.98 per month.
$25,000 at 7.50% for 7 years is $383.46 per month.
$25,000 at 7.75% for 15 years is $235.32 per month.
$25,000 at 8.00% for 20 years is $209.11 per month.
^† $25,000 at 8.50% on a 30 year amortization with a 15 year term is $192.23 per month with a final balloon payment of $19,520.73 at maturity.

Your rate and payment may be different.