Pursue Your Financial Goals

Investing is a powerful way to build wealth and manage your financial future. Follow these essential steps to create a personalized investment plan that aligns with your goals.

Define Financial Goals

This is foundational, as knowing your objectives will guide all investment decisions.

Determine Risk Tolerance

Understanding how much risk you're comfortable with helps shape a suitable investment strategy.

Diversify Portfolio

Diversification is key to minimizing risk and managing returns across different types of assets.*

Certificate Laddering

Financial Goals

Defining financial goals means setting clear, actionable targets for your money. Whether you're saving for a big purchase, retirement, or an emergency fund, goals keep you focused and guide your decisions. By identifying your goals, setting priorities, and creating a timeline, you can track progress and adjust as needed.

Here are the top 5 investment goals:

  • Retirement Savings
  • Wealth Retirement Savings
  • Passive Income Generation
  • Home Purchase
  • Emergency Fund
We're here to help you along the way.
Understanding the Financial Life Stages
ACCUMULATION
Ages 18 - 50
PRESERVATION
Ages 50 - 65
DISTRIBUTION
Ages 65+
Ages18 - 30
Accelerating your financial growth becomes the focus. It's all about making strategic decisions that balance building wealth with future security.
Ages30 - 40
Securing and preserving your wealth becomes the priority. It's about refining your strategies to ensure long-term stability while preparing for future goals like retirement.
Ages40 - 50
Preparing for retirement takes center stage. It's all about fine-tuning your investments and focusing on preserving wealth to ensure a comfortable future.
Ages50 - 60
Transitioning to retirement becomes the focus. It's about managing your assets wisely and planning for the distribution of your wealth to support your lifestyle.
Ages60 - 65
As you approach retirement, the focus shifts to protecting your assets and preparing for the next phase. This includes managing risk, optimizing income, and ensuring your wealth lasts.
AgesOver 65
This is the stage where enjoying retirement and maintaining financial security are key. It's about carefully managing your resources to support your lifestyle and future needs.
Key Things to Consider
  • Emergency Fund
  • Building Credit
  • Buying a Home
  • Life Insurance
  • Disability Insurance
  • Retirement Planning
  • Estate Planning
  • Long Term Care
  • Investing
  • Emergency Fund
  • Borrowing Money
  • Buying a Home
  • Long Term Care
  • Life Insurance
  • Retirement Planning
  • Investing
  • College Planning
  • 401(k) Distribution Planning
  • In-Service Distribution
  • Annuities
  • Cash Reserves
  • Retirement Income Distribution
  • Long Term Care
  • 401(k) Distribution Planning Term Care
  • In-Service Distribution
  • Annuities
  • Investing
  • Estate Planning
  • Medicare
AGES:18 - 30
Accelerating your financial growth becomes the focus. It's all about making strategic decisions that balance building wealth with future security. As you navigate this phase, here are key things to consider:
  • Emergency Fund
  • Building Credit
  • Disability Insurance
  • Life Insurance
  • Retirement Planning
  • Investing
AGES:30 - 40
Securing and preserving your wealth becomes the priority. It's about refining your strategies to ensure long-term stability while preparing for future goals like retirement. Here are key factors to keep in mind:
  • Emergency Fund
  • Building Credit
  • Buying a Home
  • Disability Insurance
  • Retirement Planning
  • Estate Planning
AGES:40 - 50
Preparing for retirement takes center stage. It's all about fine-tuning your investments and focusing on preserving wealth to ensure a comfortable future. Keep these key factors in mind:
  • Long Term Care
  • 401(k)
  • Estate Planning
  • Life Insurance
  • Retirement Planning
  • Investing
  • Distribution Planning
50 - 60
Transitioning to retirement becomes the focus. It's about managing your assets wisely and planning for the distribution of your wealth to support your lifestyle.
  • Cash Reserves
  • Long Term Care
  • 401(k) Distribution Planning
  • In-Service Distribution
  • Estate Planning
  • Medicare
60 - 65
As you approach retirement, the focus shifts to protecting your assets and preparing for the next phase. This includes managing risk, optimizing income, and ensuring your wealth lasts.
  • Emergency Fund
  • Building Credit
  • Disability Insurance
  • Life Insurance
  • Retirement Planning
  • Investing
65+
This is the stage where building your wealth takes center stage. It's all about smart, strategic investment choices that pave the way to long-term financial freedom.
  • Emergency Fund
  • Building Credit
  • Disability Insurance
  • Life Insurance
  • Retirement Planning
  • Investing

Investment Planning Resources

All resources linked are believed to be reliable sources; however, we make no representation as to their completeness or accuracy.

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Brokerage Disclosures:

*There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

The financial consultants of Logix Financial Services are registered representatives with, and Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Logix Federal Credit Union (LFCU) and Logix Financial Services are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using the name Logix Financial Services, and may also be employees of LFCU. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of LFCU or Logix Financial Services. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any
Other Government Agency
Not Credit Union Guaranteed
Not Credit Union Deposits
or Obligations
May Lose Value

Logix Federal Credit Union provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following state: CA.

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