Your Path to a Confident Retirement

We understand that planning for retirement is one of the most important financial decisions you'll make. Our team of experienced financial advisors is here to guide you through every step of your journey to a confident and comfortable retirement.

Start Investing
It's never too early or too late to start planning for retirement and grow your retirement steadily over time.
Retirement Account Options
A wide range of retirement accounts are available to suit your unique needs.
Rollover Services
Don't let your 401(k) get left behind. Better control your retirement assets by consolidating your savings.
401(k) Distribution Planning
Better position your retirement savings with our time-tested 401k distribution strategies.

Retirement Account Options

We offer diverse retirement accounts to address your needs: Traditional and Roth IRAs for tax advantages, SEP and SIMPLE IRAs for small businesses and self-employed individuals, Solo 401(k)s for sole proprietors, and employer-sponsored 401(k)s with potential matching contributions. Whatever your situation, we have a retirement account option for you.

Traditional IRA

A tax-deferred retirement account allowing individuals to contribute pre-tax income, with taxes paid upon withdrawal in retirement.

Benefits:
  • Tax-Deductible Contributions
  • No Income Limits for Contributions
  • Potential for Lower Taxes in Retirement
  • Penalty-Free Withdrawals for Certain Expenses
  • Required Minimum Distributions (RMDs)
  • Tax-Deferred Growth
  • Wide Range of Investment Options
  • Catch-Up Contributions
  • Contribution Limits

Open Account

Roth IRA

A retirement account funded with after-tax dollars, offering tax-free growth and tax-free withdrawals in retirement.

Benefits:
  • After-Tax Contributions
  • Income Limits for Contributions
  • Tax-Free Growth
  • Tax-Free Withdrawals
  • No Required Minimum Distributions (RMDs)
  • Wide Range of Investment Options
  • Catch-Up Contributions
  • Contribution Limits

Open Account

401(k)

An employer-sponsored plan allowing pre-tax contributions, often paired with a company match to help boost retirement funds.

Benefits:
  • High Contribution Limits
  • Employer Match
  • Loan Option
  • Automatic Enrollment
  • Protection from Creditors
  • Tax-Deferred Growth
  • Wide Range of Investment Options
  • Catch-Up Contributions

See Consultants

Solo(k)

A retirement plan designed for self-employed individuals or small business owners, with high contribution limits and tax advantages.

Benefits:
  • No Income Limits for Contributions
  • High Contribution Limits
  • Employer and Employee Contributions
  • Roth Option Available
  • Loan Option
  • Tax-Deferred Growth
  • Wide Range of Investment Options
  • Catch-Up Contributions

See Consultants

SEP IRA

A retirement plan for self-employed individuals and small business owners, offering larger contribution limits.

Benefits:
  • Employer Contributions Only
  • Flexible Contributions
  • Easy to Set Up and Maintain
  • High Contribution Limits
  • Immediate Vesting
  • Tax-Deferred Growth
  • Wide Range of Investment Options

See Consultants

Simple IRA

A retirement plan for small businesses with under 100 employees, offering simplified contributions and administration.

Benefits:
  • Employer Contributions
  • Immediate Vesting
  • Easier to Administer
  • Tax-Deferred Growth
  • Wide Range of Investment Options
  • Catch-Up Contributions
  • Contribution Limits

See Consultants

Understanding the Financial Life Stages

This is the phase where you focus on growing your wealth for the future. Whether you're in your 20s, just starting, or in your 40s planning ahead, it’s all about smart investments that set the foundation for financial freedom.

As retirement draws near, the priority shifts from aggressive growth to safeguarding your wealth, typically within the ages of 50 to 65. It’s time to safeguard your nest egg while ensuring steady growth, balancing risk and reward for long-term security.

Once you retire, it’s time to reap the benefits of all your hard work, typically around the age of 65. Turn your accumulated wealth into a reliable income stream, ensuring you can live comfortably throughout retirement.

Discover More

BrokerCheck
Invest with Confidence

Feel free to check the background and experience of our investment professionals.

Check Now

Frequently Used Financial Terms

Annuity

noun, plural an·nu·i·ties.

  1. a specified income payable at stated intervals for a fixed or a contingent period, often for the recipient's life, in consideration of a stipulated premium paid either in prior installment payments or in a single payment.
  2. the right to receive such an income, or the duty to make such a payment or payments.
Learn More Financial Terms

Investment Planning Resources

All resources linked are believed to be reliable sources; however, we make no representation as to their completeness or accuracy.

Account Login

Already have an account? Log into to view and manage your account here.

Login

Financial Consultants

Our experienced consultants can guide you toward financial independence.

See Consultants

Brokerage Disclosures:

The financial consultants of Logix Financial Services are registered representatives with, and Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Logix Federal Credit Union (LFCU) and Logix Financial Services are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using the name Logix Financial Services, and may also be employees of LFCU. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of LFCU or Logix Financial Services. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any
Other Government Agency
Not Credit Union Guaranteed
Not Credit Union Deposits
or Obligations
May Lose Value

Logix Federal Credit Union provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following state: CA.

© 2024 Logix Financial Services

CA Insurance License #0D64827