Introductory
Rate
for the first 6 months on purchases.*

5.99% APR

Standard
Rate

17.99% APR

Annual
Fee

$0

ATM
Withdrawal Fee

$0

Introductory rate of 5.99% APR for the first 6 months on qualified net new business-purpose purchases.
After that your standard rate will be 17.99% APR.
Top Card Highlights

Earn Cashback

Get rewarded and earn 1.5 Reward Points for every dollar on qualified net new business-purpose purchases, redeemable for cashback.

Overdraft Protection

Logix covers checking account overdrafts by utilizing the available credit on your Smart Business Cashback credit card.

Enjoy Great Rates

Enjoy a low 5.99% APR introductory rate for the first 6 months on qualified net new business-purpose purchases, followed by competitive rates that stay great!
$0

Mastercard Benefits

Spend with safety in mind. Have the peace of mind with Mastercard ID Theft Protection™, Travel Accident Protection, Mastercard's Global Services and more.
Compare our Rate
to Other Financial Institutions
Up to
17.99% APR
Up to
25.49% APR
Up to
25.74% APR
Up to
25.74% APR
Up to
26.74% APR
Up to
27.74% APR
LOGIX
AMERICAN EXPRESS
CAPITAL ONE
WELLS FARGO
CHASE
BANK OF AMERICA

Competitors rates and averages obtained from competitor websites as of 01/05/2025.

3 Designs to Choose From
Business Credit Card Designs
Standard
Business Credit Card Designs
Legacy
Business Credit Card Designs
Robix
Contact a Specialist
Smarter Spending for Your Business
Logix Business Credit Card Contactless
Tap to Pay

Enjoy the simplicity of Tap to Pay! Tap your card, smartphone, or smartwatch on the payment terminal, and you’re all set—no swiping or inserting needed. It’s a fast, secure, and hassle-free way to pay. For smart device payments, you will need to set up your digital wallets.

Set Up Digital Wallets
Travel Notifications
Traveling? Bon voyage!

Thanks to the enhanced security features of the Smart Business Cashback credit card, you no longer need to inform us when you’re traveling. Your card offers the same security whether you're using it abroad or within your home country. Don't forget to verify that your email and phone details are current, in case we need to get in touch. Enjoy your trip with confidence and peace of mind!

Travel with Business Mastercard
Additional Features That Come
With Your Logix Mastercard
Mastercard ID Theft Protection™
Mastercard assistants will help restore your identity should you become a victim of identity theft.
MasterRental Vehicle Service
Get reimbursement for physical damage or theft of a vehicle rental of up to 15 days.
 
Enhanced Security
We’ve added a new layer of security to our credit and debit cards, especially useful for cardholders shopping online.
Zero Liability‡
Mastercard Zero Liability protects against unauthorized purchased if your card is lost or stolen.
Mastercard Global Service
Benefit from emergency customer service - anytime, anywhere, and in any language.
 
Travel Accident Assistance
Receive up to $200,000 in travel accident insurance.
 
See All Benefits

Ready to open your account?

Check Business Eligibility

Take the first step and check if your business qualifies today!

Verify Eligibility

Business Services Team

Connect with our dedicated Business Banking Officers.

Meet the Team

Credit Card Rates and Fees
Credit Card Terms and Conditions
Cashback Rewards Program Disclosure

APR means Annual Percentage Rate.

*Qualifying net new business-purpose Credit Card Purchases made during the first six (6) months from the date your Credit Card Account is opened qualify for the 5.99% APR Introductory Rate for the first six (6) billing cycles. When the Introductory Rate period has ended, the rate applied to any remaining outstanding balance for those transactions will be at the cardholder’s standard Credit Card rate of 17.99%.

The Introductory Rate for qualified net new business-purpose purchases is available to members who meet minimum credit score and underwriting criteria. Cardholder must qualify.

When you use your Rewards Card and/or Rewards Card Information to make qualifying net new business-purpose Purchases, you automatically earn Cashback Rewards Points. Each time you use your Smart Business Cashback Credit Card (Rewards Card) or Credit Card Information (Rewards Card Information) you will earn 1.5 Cashback Rewards Points for every $1 you spend on qualified net new business-purpose purchases. When you redeem Rewards Points the Reward is made as a Statement Credit to your Credit Card Account and show as a “Logix Cashback Credit” on your Credit Card Statement and in your Credit Card transaction history. Rewards Point redemptions can only be made as a credit to your Credit Card Account and cannot be made to you directly or as a deposit to your other Logix accounts.

†Zero Liability means you won’t be responsible for unauthorized transactions when you notify us within 60 days from when we sent you the statement on which the item appears. Mastercard Zero Liability also protects against unauthorized purchases if your card is lost or stolen. Conditions and exclusions apply.

For full details about card benefits like Mastercard ID Theft Protection, Travel Accident Protection, Mastercard Global Service, and others, see our Guide to Benefits.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.

Logix Smarter Banking is a registered trademark of Logix Federal Credit Union. Logix Membership required.

Logix Smart Business Cashback Credit Card only available in CA.