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The Right Loan to Welcome You Home

Whether it's your first fixer-upper or your forever dream home, we have the rate, terms, and borrowing power to help put the keys in your hand.

How Our Mortgage Finder Works

Property Information

Tell us a few things about the property you're planning to buy. Will this be your primary residence or your holiday haven?

Your Desired Terms

Let us know what's the estimated property value, your deposit, the length of your desired term, and how you want to repay.

Our Recommendations

We'll give you mortgage recommendations based on the information you provide so that you can make an informed choice.

Your Dream Home is Just One Step Away

Buying your first home or moving somewhere new? We've got a range of options to help you get there.

Get $2,000 off closing costs on your new purchase mortgage!

From buying your first home or upgrading, Logix has flexible loan options and competitive rates. Plus, for a limited time, get $2,000 off closing costs on a new mortgage!

View Details

Why Mortgage with Logix?

We've got some great perks for home buyers like you!

Buy a Home with as Little as 3% Down

  • If you've found your dream home but don't have a lot saved to put down, we can help!
  • This option is available on mortgages up to $806,500.

Get Special First-Time Homebuyer Options

  • We have great options for first-time home buyers!
  • If you meet the qualifications, you can benefit from even lower rates on your first mortgage with the HomeReady Mortgage Loan!

Let Our Friendly, Knowledgeable Staff Help

  • Helping our members succeed is at the core of what we do.
  • Our Loan Officers will help you navigate the mortgage landscape and make sure you get the best deal possible.
Logix Why Mortgage
Road to Home Purchase

Thank You for Considering Logix for Your Purchase Loan

Let us guide you on what to expect from application to closing. Keep in mind...the quicker you respond to our requests, the faster we can finalize your approval.
We have received your loan application.
Loan officer contacts you to confirm details and documents. Initial disclosures are sent for review and signing.
Good news! We're reviewing your loan application.
Loan application review begins. Appraisal or additional documents may be requested.
This step determines whether or not your application has been approved.
If your loan application is approved, it will be approved subject to conditions. Loan Processor assigned, reviews approval conditions, and confirms closing date.
Your loan is being processed
Loan is processed, and additional documents may be requested. You’ll receive a copy of the appraisal and weekly updates.
Almost there! We're preparing your loan documents
Closing documents are prepared and sent to you for review and signing. Escrow company contacts you for document signing.
Congratulations! Your loan has been funded
Loan is funded, and you’ll receive proceeds (if any) within 48-72 hours.
Learn More

Are you ready to experience Logix Mortgage Loans? Apply Now!

Online
Apply for a mortgage or home equity loan quickly and conveniently with the Logix online application.
Apply Now
In Person
Visit a branch to experience world-class service from a Logix professional.
Schedule Appointment
By Phone
Give our Member Service Center a call. We’re happy to answer any questions you may have.
Call (800) 328-5328

Already Applied?

Read Our Step-By-Step Guides

We’ve created this series of guides to help with some common questions you may have regarding the road to your new loan.

Check Your Status Online

Check your application status online on the Logix Mortgage Center or connect with your loan officer.

Frequently Asked Questions

Information that's needed during the pre-approval process differs for self-employed or employed individuals. A checklist of needed documents will be given at the time of the application.

Documents that are needed are proof of income, proof of assets, and other documents. Feel free to come into your local branch to chat further about getting pre-approved for a mortgage loan or apply now.

Mortgage pre-approvals are good for 60 days.

If all documentation is provided at the time of the initial review, the pre-approval process can take as little as 1-2 business days.

To lock in a rate, there must be an actual accepted purchase contract.

On average, closing a mortgage loan can take up to 25-30 calendar days. Closing a mortgage is dependent on all parties, like the buyer and seller, and completing all required documents to finalize the close.

Closing costs vary as escrow companies differ in fees. These costs typically amount to three to five percent of the purchase price.

When going through the purchase process with your loan officer, closing cost estimates are given.

You can also use this mortgage comparison tool to compare mortgages and see estimated closing costs for each mortgage option.

Logix provides options with no closing costs. Click here to learn more.

Disclosures (4)

$2,000 Off Logix Mortgage Loan Closing Costs Offer – We will reduce specific mortgage loan fees up to $2,000 on new Logix 1st trust deed mortgage loans for 1–4-unit residential property purchases. This Offer cannot be applied to other Logix mortgage loan fees or costs, or to any other Logix product, service, fee or charge. This Offer is not available on Logix no-cost loans, subordinate-lien financing, or Logix home equity loans and lines of credit. This is a limited time offer and may be discontinued at any time without notice.

3% down – (97% financing) available on owner-occupied primary residence loan amounts of up to $806,500 on approved credit. 3% down payment must be from borrower's own source of funds and does not include non-lender paid fees, impounds, or reserves. Other financing options are available. Private Mortgage Insurance (PMI) is required.

HomeReady Mortgage Loan – Subject to underwriting guidelines. Borrower must meet the lower income qualifications, not own other properties and complete a pre-purchase homebuyer education and counseling course. Call (800) 328-5328 for complete program details.

Logix mortgage loans are available in the following states: AZ, CA, DC, ME, MD, MA, NH, NV, and VA. Logix membership is required. Logix Smarter Banking is a registered trademark of Logix Federal Credit Union.