Mortgage Loan Rates

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(800) 328-5328

Routing Number

322274187

NMLS ID: 503781. Federally insured by NCUA.

1 - 60 Mos.

61 - 359 Mos.

360 Mos.

*Payment amount is an estimate

Above are the details of the Rate and Payment that will apply over the term of the loan. The payments listed above do not include amounts for taxes and insurance. If the Loan is an Adjustable Rate Loan, a current reasonable Index and Margin were used to display potential future Rate and/or Payment changes.

Initial Interest Rate: On an Adjustable Rate Loan it is the interest rate that is fixed for some specified number of months at the beginning of the loan term.

APR: Annual Percentage Rate the rate that reflects the annual cost of a loan and includes the loan interest rate, points and some fees, but does not include private mortgage insurance.

Fully Indexed Rate: The current index value plus the margin on an Adjustable Rate Loan.

Current Indices: 1-Year Constant Maturity Treasury Rate (CMT).

Max Interest Rate: The maximum rate that may occur on your Adjustable Rate Loan.

Months to First Rate Adjustment: The period of time before your interest rate will adjust on an Adjustable Rate Loan.

Interest Only Term: Not available at this time.

Payment Stream: Please note the "P & I Amount" is shown. Payments do not include taxes and insurance.

APR Assumptions: APRs are calculated using loan amounts of $200,000 for Conforming, $600,000 for Non-Conforming, include 15 days accrued interest and $1,352 in fees, and assume monthly repayment and a loan-to-value of 70%. Mortgage rates listed apply only in certain conditions. Loan rates depend on several factors/assumptions. A loan's final rate will depend on financial market conditions, specific characteristics of the loan transaction and applicant's credit profile up to the time of closing. Adj* = Adjustable Rate Index tied to 1-Year Constant Maturity Treasury Rate (CMT). All rates are subject to change at any time without prior notice. Logix offers many additional mortgage loan programs. For more information, contact a Real Estate Loan Specialist at (800) 328-5328, select option 2, anytime day or night.

For starters, Logix is a not-for-profit cooperative, so earnings are returned to members through better rates, lower fees, improved services, and increased reserves to maintain unmatched financial strength. We really do want to earn your business! Please read on to learn more about how we set rates for some of our most popular accounts.

Savings and Money Market Accounts – These accounts are "liquid," which means your money is not locked in for a specific term and rates can change daily. We set rates by analyzing the competition and returns earned from lending and investment activities. Rates on liquid accounts and short-term Certificates generally move in relation to the short end of the U.S. Treasury "yield curve." We do not link our deposit rates to an index because that would prevent us from setting rates based on Logix earnings as well as local competition.

Certificate and IRA Accounts – Members may "lock in" a rate over your choice of terms, with higher rates offered for longer terms, jumbo balances and Platinum or Gold Relationship Rewards status.

Vehicle loans – Logix strives to offer some of the best vehicle financing rates available. We keep a close eye on the competition and offer discounts for good credit, automatic payment and Relationship Rewards.

Credit Cards and Home Equity Loans – Rates for these loans are variable and may change monthly in accordance with the U.S. Prime Rate index. Because home equity lines are secured by the equity in your home, rates are lower than those offered on credit cards. Logix offers an attractive mix of introductory rates, cash-back rewards points and special offers to return value to members. Please visit specific loan pages on our website for details.

Mortgages – Logix offers a variety of rate, term, down payment and pricing options for mortgage loans. Here too, we actively monitor the competition and strive to offer members the best combination of service and value. Visit Compare All Mortgages to learn more.

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