Smarter Refi - Low Rates, No Closing Costs^†!

^† No Closing Costs applies to borrowers who choose to finance the LLPA/Points into the amount borrowed; otherwise closing costs equal to the amount of the LLPA/Points will apply and must be paid by the borrower(s) at the time of loan closing.

Smarter Refi Conforming 30 Year Fixed Rate Cash-Out Mortgage Loan - Minimum required 680 FICO score. The monthly payment example of the estimated $1,141 per month is based on a $300,000 loan amount and does not include taxes, hazard insurance, or Private Mortgage Insurance (PMI). PMI is required on loans greater than 80% LTV. Your actual monthly payment amount will be greater. The advertised interest rate and APR applies only in certain conditions and depends on several factors/assumptions, including financial market conditions, specific characteristics of the loan transaction and the applicant’s credit profile. Self-employment income is not eligible to qualify for this offer. Income reflected on W-2s and retirement and rental income may be acceptable. Logix Smarter Refi Fixed Rate Conforming Mortgage loan amounts are available up to $806,500 meeting the above criteria. CLTVs greater than 60% and other conditions that fall outside of the aforementioned criteria may not be eligible for the Smarter Refi cash-out product, including but not limited to, FICO score lower than 680, loan amount below the minimum of $300,000 or greater than $806,500, property type, loan type, occupancy type, attached condo, and 2-4 unit properties Rate accurate as of 12/4/24 and is subject to change.

Logix Smarter Banking is a registered trademark of Logix Federal Credit Union. Logix membership is required. Logix is an Equal Housing Lender.